Online Banking Email Scam: Don’t Fall For It

In this day an age you would be hard pressed to find someone under the age of 30 that doesn’t do their fare share of online banking. It’s faster, simpler, and way more convenient than spending cumulative hours waiting on a slow moving line. Now, just because you know how to bank online, doesn’t mean you may be the most computer literate person out there. The Online Banking Email Scam may still fool you even if you consider yourself a cool customer or cucumber, like the kids are saying these days. This online banking email scam has surfaced in the last few years. Picture this; you are checking your email and you come across something from say, Bank of America (it’s really someone posing as Bank of America) and let’s say you also happen to have a Bank of America account.  Now, you open the email and it would ask you to verify your account number, email address, and or password. BOOM! THERE GOES THE DYNAMITE! You just lost yourself some extremely vital information. This is one of the oldest tricks in the book; a simple bait and switch, and your life could potentially become quite miserable. Now, these crooks have your account info and of course the first order of business is to drain your funds and see what they can get away with using your name. If you aren’t quick to catch it you may end up noticing on your next statement or dreadfully having your card rejected when you are making a purchase. How embarrassing. If you want to avoid the possible theft of your identity, your funds swiped from under you, and the panic attack that will no doubt ensue once your card starts getting rejected everywhere you go; you may want to take our advice. First of all, almost all accredited online companies that you sign up with will never ask you for your information once you signed up with their website. That is your private info and no one should double-check you on it. Just scour your emails better and don’t get fooled by this simple scam that could leave your hurting. Also, if you feel like it really is from the company in question you should call them up and ask them if you were supposed to receive an email of that nature. Every major bank or credit card company keeps meticulous records of customer interaction as well as the scams that are out there that try and defraud their name. Also remember that it’s never an emergency when you get an email like this. You can take your time, do your research, and go through the proper channels. Stand up and be counted.

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